Comprehensive Financial Planning

Service Description

• Financial Health check-up: Analysis of Net Worth, Risk Profile, Asset Allocation, and Liabilities with recommendations on each aspect.
• Clarity on Goals:
  • How much amount is needed for each goal?
  • Will there be a surplus after achieving the goals & how much?
  • Do any goals need to be modified, or savings increased, if required?
• Insurance & Estate Planning: Analysis and recommendation on required Term / Health insurance / Will.
• Portfolio Analysis: Analysis of current portfolio and providing recommendations (except on stocks).
• Taxation: Review of current tax regime selected / exemptions availed and recommendations, if any.
• Final Report: A comprehensive Financial Plan with recommendations, scenarios, and an action plan tracker will be shared.

Deliverables

• Comprehensive Financial Plan with recommendations.
• Support for 6 months in case of any queries, changes to goals or assumptions, or for new scenarios.

Fees Structure / Mechanism

One-time fee of Rs. 20,000.

Payment Terms

• 25% advance on confirmation of engagement.
• Remaining balance after receipt of Financial Plan and recommendations.