Privacy Policy
Ligna Wealth Advisors (“Ligna Wealth Advisors”, “we”, “our”, or “us”) is a SEBI-registered Investment Adviser (Registration No: INA000019248). We are committed to maintaining the confidentiality, integrity, and security of personal data entrusted to us.
Ligna Wealth Advisors (“Ligna Wealth Advisors”, “we”, “our”, or “us”) is a SEBI-registered Investment Adviser (Registration No: INA000019248). We are committed to maintaining the confidentiality, integrity, and security of personal data entrusted to us.
- Scope of This Policy
This policy applies to:- Visitors to our website
- Prospective clients
- Existing clients
- Individuals interacting with us for regulatory, business, or service purposes
- Categories of Personal Data Collected
We may collect and process the following types of personal data:
- Identity and Contact Information
- Name
- Residential or office address
- Email address
- Mobile number
- Financial and Advisory Information
- Investment objectives
- Risk profile
- Income details
- Asset and liability information
- Bank details (where required for advisory purposes)
- Regulatory and KYC Information
- PAN
- Aadhaar (if voluntarily provided and legally required)
- Other identification documents as required by law
- Technical Data
- IP address
- Browser type
- Device information
- Website usage data
We collect personal data directly from you or through lawful regulatory processes.
- Lawful Basis for Processing
- We process personal data on one or more of the following lawful grounds:
- Performance of advisory services
- Compliance with regulatory obligations
- Consent provided by you
- Legitimate business interests consistent with applicable law
- Purpose of Processing
Personal data is used strictly for:- Providing investment advisory and financial planning services
- Risk profiling and suitability assessment
- Client communication and reporting
- Regulatory reporting and compliance
- Grievance handling
- Internal record-keeping
- Improving website functionality
We do not sell, rent, or trade personal data.
- Disclosure of Personal Data
Personal data may be disclosed only under the following circumstances:- To regulatory authorities such as SEBI, IAASB, stock exchanges, or other lawful authorities
- To service providers bound by confidentiality agreements
- Where required by court order or law enforcement agencies
- For compliance with legal obligations
All disclosures are limited to what is strictly necessary.
- Data Security Measures
We implement reasonable administrative, technical, and physical safeguards to protect personal data, including:- Restricted access controls
- Secure digital storage practices
- Confidential handling procedures
- Regular review of data access permissions
- While we take reasonable steps to protect data, no system is completely immune to risk.
- Data Retention
We retain personal data only for as long as necessary to:- Fulfil contractual obligations
- Comply with SEBI and other regulatory record-keeping requirements
- Resolve disputes
- Enforce agreements
Retention periods are determined in accordance with regulatory requirements.
- Cross-Border Data Transfers
If personal data is processed outside India by authorized service providers, we ensure that appropriate safeguards are implemented in compliance with applicable laws.
- Cookies and Website Analytics
Our website may use cookies or similar technologies to:- Enhance user experience
- Monitor website traffic
- Improve website performance
Users may control cookie preferences through browser settings. We do not collect sensitive financial data through cookies.
- Your Rights Under Applicable Law
Subject to applicable law, you may:- Request access to your personal data
- Request correction of inaccurate data
- Withdraw consent (where processing is consent-based)
- Raise grievances regarding misuse of data
Requests may be submitted through the contact details below.
- Policy Updates
This Privacy Policy may be updated from time to time.